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This is a program that allows business owners to save up to 100% of their typical credit card fees by offering a discount for customers that pay with cash. Something gas stations have done for many years.

Just about any business can benefit from EMS Zero including restaurants, auto repair shops, retail stores and professionals like doctors, lawyers, dentists and accountants. EMS Zero can keep more money in your pocket.

EMS will send you everything you need to get started. This includes a payment device, our custom EMS Zero software, signage explaining the discount for cash-paying customers and training for you and your staff.

Call us at 1-800-330-4430 or click the GET STARTED button and fill out a simple form. We will need some basic business and personal information so we can get you the paperwork needed to get you started.

We guaranty everything we do. If for any reason you want to stop using EMS Zero, we can switch you back to a traditional pricing program.

Customers understand the high costs businesses have to pay for credit cards. There has been virtually no negative feedback from customers. Having the option to pay cash and receive a discount is commonplace.

Thousands of merchants are already using EMS, and more are signing on every day. Gas stations, colleges, universities and government agencies have been using this or a similar program for many years.

Not at all. Our custom software application makes EMS Zero incredibly easy to use. If you ever have any questions, just reach out to our experienced and dedicated support staff.

Absolutely! In 2010 the Durbin Amendment made it federal law; businesses are permitted to offer a discount to encourage customers to pay by alternative methods other than credit/debit cards.

No. Surcharging is specifically regulated by each state and the card brands. EMS Zero is not surcharging. Our technology simply applies a small fee on sales and then a discount when cash is used as the form of payment.